Damage Claims: Simple Movers is liable for damage only during the move (load or/and unload). We will fix or replace your item for damages based on insurance chosen. We have simplified your options from 1 to 4. Option 1) receive our free insurance that covers $.60 cents per pound per article during loading or unloading. Option 2) For only $9.99 you can increase your policy to $1.20 per pound per article. Option 3) For only $19.99 increase your protection to $2.00 per pound per article. Option 4) If you are still not satisfied go to www.movinginsurance.com for moving insurance quotes. Important Notice: Pressed Board, particle or compress wood is excluded from our coverage due to the nature of the material. Always check with your home or renters insurance for coverage.